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American Express

The Gold Card from American Express OPENSM

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The Gold Card from American Express OPENSM          
 

Card Category:

Business

Card Type:

Charge

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

   
For explanation of each icon click here
     
Miles   Cash   Points   Charity
 
     
 
About:  
 
 
  • No Annual Fee for the first year - a savings of $125.
  • Earn rewards to reinvest in your business.
  • Earn up to 40,000 bonus points in your first year. Use points to travel on any airline with no blackout dates or restrictions.
  • Save up to 25% in business expenses.
  • No pre-set spending limit and no finance charges.
  • Discounts with FedEx, Delta®, Courtyard by Marriott®, and more.
  • Automatic Complimentary enrollment in the Membership Rewards program.
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees.


 
     

Credit Card Rates

             
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

see terms

Minimum Grace Period:

see terms

Minimum Finance
Charge:

n/a

     

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

     

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

see terms

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

n/a

 
         

Credit Card Transaction Fees

             
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

     

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

     

Minimum:

see terms

Fee Rate:

see terms

Maximum:

see terms

 
         

Credit Card Other Fees

             
 

Setup Fee:

$0

     

Annual Fee:

$050

     

Late Payment Fee:

see terms

 
         
50 First year fee-free, after that the annual fee of $125 for your Basic Card and $45 per Additional Card
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