Credit Card Deals for Average Credit Scores

Are you looking for a good credit card? Is your FICO score somewhere between 620 and 659 points? Then consider fair credit deals which can greatly help you to improve your payment history. These plastics do not offer too many benefits but they provide you with better terms and conditions than those you will have if your score is bad or poor.

Top credit card deals

Fair Credit Card Deals Capital One® Standard Platinum No Annual Fee. 0% Intro APR on Purchases until December 2008. Variable APR, currently 19.55%.     Apply online!		Fair Credit Card Deals Capital One® Platinum 0% Intro APR on Purchases until December 2008. Variable APR, currently 8.65%. Pay down balances faster with a low APR.     Apply online!		Fair Credit Card Deals Capital One® Classic Platinum 0% Intro APR on Purchases until December 2008. Variable APR, currently 14.65%. No Balance Transfer Fees.     Apply online!		Fair Credit Card Deals Capital One® No Hassle PointsSM Rewards 5 points per dollar spent at gas stations, major grocery and drug stores. 1 point per purchase everywhere else. 0% Intro APR on Purchases until December 2008.     Apply online!

The present-day conditions force each of us to think about credit scores. It is no secret today that such a score influences different sides of life. For instance, many companies make inquiries for employees' scores. Thus, a fair credit offer is just the thing for those who already have some credit, but it needs improvement.

There are not so many fair deals. Some banks do not separate them from bad plastics. Despite this fact, these products happen to be. Moreover, fair cards are one of the greatest tools among deals for repairing credit.

Surely, fair deals can't offer such benefits as good or excellent deals do. However, they are designed on unsecured basis and can have rewards and low APR as opposed to bad plastics.

Pay your attention to credit products offered at Credit-Card-Analyzer.com. Fair cards are represented by two major banks, Capital One and First PREMIER.

Bank Name Credit Card Name	Intro APR PURCH.	Intro Period PURCH.	APR %	Setup Fee	Annual Fee	Apply Details
Capital One® Platinum - Visa	0%	Until December 2008	8.65%	$0	$39	Apply online see details

Which is the best one for you?

First PREMIER is widely known as a bank that issues cards for people with poor or limited payment history. It offers instant credit decision features, low interest rates, and monthly reporting to 4 major credit bureaus.

The other bank, Capital One, is an American company that offers different types of plastic to the American consumers to use them worldwide. The bank can meet the needs of only customers with fair, good, and excellent score. This one is the main difference between two those banks.

The fair credit deals are different. They can be compared by the following criteria:

• Annual fee. Capital One offers less annual fee than First PREMIER does. For example, annual fee for No Hassle CashSM Rewards card is $29, Standard Platinum from Capital One has no annual fee at all, and the offers from First PREMIER have annual fee at the rate of $48.

• APR. Capital One credit cards offer the introductory period when you haven't to pay any interest. First PREMIER doesn't offer such a period, so the APR it offers, is between 9 and 12 per cent depending on the card.

• Balance transfer. The APR on balance transfer of First PREMIER deals coincides with APR on purchases (9-12%). The balance transfer APR of Capital One varies from one plastic to another. Platinum card offers the lowest (8.4%) and Standard Platinum offers 19.3 %.

• Additional bonuses. Capital One company offers its customers some exclusive benefits. These fair credit deals can be very profitable for those who like shopping. Some plastics such as Platinum and Standard Platinum help to save up to 40% on featured deals and 10% on other purchases at the Capital One Saving Zone at Yahoo.

Besides, Capital One deals are convenient for frequent travelers as the cards charge no additional fees on purchases made outside of the USA. The No Hassle is such a rare occurrence when a fair card offers cash rewards. This one gives 1% cash back on every purchase, 25% annual bonus on the cash you earn as well. And what matter is the fact that no limit on cash back and rewards won't expire for the life of your account.

You can redeem cash whenever you like. First PREMIER Bank credit applications have an instant decision feature. When you apply online, you will know in less than a minute if you have been approved. Remember that First PREMIER offers you the chance to get credit when others may not. Show that you can manage your finances and get credit report what you always dreamt about!

Choosing the most suitable card, compare all the best credit offers before you apply online. You can find fair credit cards on our partner's site as well. Each bank has its own specifics. Apply for the fair plastic of your choice by completing a secure online application.

Check out your credit reports, improve your payment history, and all the best deals will be available for you soon!